Restaurant & Hospitality Business Loans

In today's competitive restaurant industry, reliable access to capital is essential. Whether you need to manage seasonal fluctuations, upgrade equipment, or expand your operations, our restaurant financing solutions provide the flexibility and speed your business needs. Get approved in 24 hours with funding as fast as the next business day.

Maximum Funding: $1M
Repayment Terms: 6-36 mo
As Soon As Funding: 24 hrs
Credit Score: 550+

When to Use Restaurant Business Financing

From managing inventory costs to seizing growth opportunities, discover how restaurant financing can help your business thrive. Our industry experts understand the unique challenges food service businesses face and provide solutions tailored to your needs.

Inventory & Supplies

Stock up on fresh ingredients, beverages, and supplies while taking advantage of bulk purchase discounts.

Staff & Payroll

Cover payroll costs, hire seasonal staff, and maintain competitive wages during slow periods.

Equipment & Technology

Upgrade kitchen equipment, POS systems, and restaurant technology without depleting cash reserves.

Marketing & Growth

Invest in advertising, expand delivery services, or renovate your space to attract more customers.

Seasonal Fluctuations

Bridge revenue gaps during slow seasons while maintaining operations and inventory levels.

Emergency Expenses

Handle unexpected repairs, compliance updates, or supply chain disruptions without financial strain.

Effortless Financing, Tailored for Your Business

We know that time is valuable, so we've streamlined our process to be quick, easy, and efficient. Our goal is to help you secure the funding you need without unnecessary steps or delays.

Step 1

Apply

Start with our quick, online application. It takes just minutes, with no complex paperwork required.

Step 2

Get Approved

Receive a tailored financing offer as soon as 24-48 hours, designed to meet your business needs.

Step 3

Get Funded

Accept your terms and funds are deposited quickly—allowing you to move forward without delay.

All you need to qualify

FICO Score: 550+
Most recent business bank statements: 4
In monthly deposits: $10k+
Months in business: 6+

Advantages of Restaurant Business Financing

Discover why restaurant owners choose SCG Funding for their financing needs. Our solutions are designed to keep your operations running smoothly with fast funding, flexible terms, and industry-specific support.

Fast Access to Capital: Get approved as fast as 24 hours and funded in as little as 1-3 business days, ensuring you never miss an opportunity.
Flexible Fund Usage: Use capital for any restaurant need - from inventory and payroll to equipment and marketing.
No Collateral Required: Qualify based on your restaurant's performance rather than risking personal or business assets.
Renewable Funding: Access additional capital as your restaurant grows, with options to renew funding before your term ends.

Why Choose SCG for Restaurant Financing?

SCG offers more than just capital—we provide restaurants with a strategic approach to funding that helps you manage cash flow and seize opportunities. Our deep understanding of the restaurant industry, combined with fast approvals and flexible terms, makes us the preferred choice for food service businesses nationwide. From inventory and staffing to equipment and growth, we're here to support your success at every stage.