Flexible Business Line of Credit Solutions
Our Business Line of Credit gives you the freedom to draw on funds when you need them, pay them back, and then use them again—keeping capital accessible for whenever you need it most. Whether you're managing cash flow, covering unexpected costs, or investing in growth, our credit line is your reliable source of financial flexibility.
- $250k Maximum Credit Line
- 6-24 mo Repayment Terms
- 24 hrs As Soon As Funding
- Discounts Prepayment
When to Use Flexible Financing
Maximize your financial potential with our advisors who bring real-world expertise to the table. We're committed to leveraging their extensive knowledge to guide you towards financial success and security.
Managing Cash Flow Fluctuations
Cover short-term cash flow gaps, seasonal dips, or delayed receivables by drawing on your credit line when needed.
Covering Operational Expenses
Use the credit line to pay for payroll, inventory, or unexpected expenses without draining your reserves.
Seizing Growth Opportunities
Invest in marketing campaigns, hire new talent, or take on larger contracts with the flexibility to draw on funds as needed.
Emergency Funding
Have peace of mind knowing you have funds available for emergencies, such as repairs or unplanned costs.
Advantages of Flexible Financing
Discover the benefits of flexible business line of credit solutions and how it can transform your business.
- Flexible Access to Capital
- Draw funds whenever your business needs them, whether for day-to-day expenses or unexpected opportunities.
- Pay Only for What You Use
- Interest is only charged on the amount you withdraw, ensuring that you don't pay for unused capital.
- No Collateral Required
- This unsecured credit line doesn't require you to put up any business or personal assets as collateral, offering a stress-free financing option.
- Ongoing Access to Capital
- As you repay what you borrow, the credit line remains open and ready for future use, giving your business ongoing financial flexibility.
How much can I qualify for?
Understanding your numbers is the first step to unlocking the right funding. Use our simple calculator to estimate what you might qualify for—no commitment required.
Estimate Your Pre-Approval
Select your estimated credit rating:
*Results shown are for illustration purposes only. Applications are subject to approval. Qualification criteria, rates, and other funding terms will vary depending on other factors.
Basic Requirements
- $20,000+Minimum Monthly Revenue
- Demonstrate consistent cash flow with monthly revenue exceeding $20,000 to qualify for most business funding options.
- 1+ yearsTime in Business
- Established businesses with at least 1 year of operating history show stability to lenders.
- 600+Credit Score Considered
- While requirements vary by lender, a minimum credit score of 600 is typically needed, with better terms for higher scores.
“As a small business, acquiring funding at every stage is so important. Mike was very service oriented and professional. He provided options that made sense for our business & most of all he didn't tell us what we wanted to hear to get the close. He was upfront and honest about the entire process & the numbers.”
Ready for flexible business funding?
At Sereno Capital Group, we understand that flexibility and speed are key to staying ahead in business. Our Business Line of Credit is designed to provide immediate access to capital whenever you need it, without the burden of large upfront payments or rigid loan structures. With competitive rates, quick approvals, and the ability to draw on funds as needed, we offer more than just financing—we provide a strategic financial tool that grows with your business.