Construction & Contractors Business Loans

In today's fast-paced construction industry, reliable access to capital is critical. Whether you need to cover material costs, manage payroll, or take on larger projects, our construction financing solutions provide the flexibility and speed your business needs. Get approved in as fast as 24 hours with funding as fast as the next business day.

Maximum Funding: $1M
Repayment Terms: 6-36 mo
As Soon As Funding: 24 hrs
Credit Score: 550+

When to Use Construction Business Financing

From managing project costs to seizing growth opportunities, discover how construction financing can help your business thrive. Our industry experts understand the unique challenges contractors face and provide solutions tailored to your needs.

Material Purchases

Cover upfront costs for lumber, concrete, steel, and supplies before client payments arrive.

Labor & Payroll

Keep skilled workers on-site by ensuring timely payments to employees and subcontractors.

Equipment Needs

Purchase or repair heavy machinery, vehicles, and essential tools to keep projects moving forward.

Project Scaling

Take on larger contracts and expand operations with confidence, bridging payment gaps between milestones.

Insurance & Compliance

Stay compliant by covering insurance premiums, permits, licenses, and other regulatory requirements.

Emergency Expenses

Handle unexpected costs, weather delays, or urgent repairs without disrupting ongoing projects.

Effortless Financing, Tailored for Your Business

We know that time is valuable, so we've streamlined our process to be quick, easy, and efficient. Our goal is to help you secure the funding you need without unnecessary steps or delays.

Step 1

Apply

Start with our quick, online application. It takes just minutes, with no complex paperwork required.

Step 2

Get Approved

Receive a tailored financing offer as soon as 24-48 hours, designed to meet your business needs.

Step 3

Get Funded

Accept your terms and funds are deposited quickly—allowing you to move forward without delay.

All you need to qualify

FICO Score: 550+
Most recent business bank statements: 4
In monthly deposits: $10k+
Months in business: 6+

Advantages of Construction Business Financing

Discover why contractors and builders choose SCG Funding for their financing needs. Our solutions are designed to keep your projects moving forward with fast funding, flexible terms, and industry-specific support.

Flexible Project Funding: Use funds for any construction expense - from materials and labor to equipment and insurance. Unlike restricted bank loans, you decide where the money goes based on your project needs.
24-Hour Project Support: Keep projects on schedule with rapid funding. Get approved as fast as 24 hours and funded in 1-3 days, ensuring you never miss a deadline due to cash flow gaps.
Revenue-Based Approval: Qualify based on your business performance, not collateral. No need to risk valuable equipment or property - your revenue stream is what matters.
Renewable Funding Options: Access additional capital mid-term when new opportunities arise. Your dedicated account manager helps plan future funding to maintain consistent cash flow for ongoing projects.
Simplified Payment Structure: Choose payment terms that align with your project timelines and revenue cycles. Flexible 6-36 month terms with clear, upfront costs.
Dedicated Industry Support: Work with financing experts who understand construction business cycles, seasonal demands, and project-based cash flow needs.

Why Choose SCG for Construction Financing?

SCG offers more than just capital—we provide construction businesses with a strategic approach to funding that helps you manage cash flow and seize opportunities. Our deep understanding of the construction industry, combined with fast approvals and flexible terms, makes us the preferred choice for contractors nationwide. From materials and labor to equipment and growth, we're here to support your success at every stage.