Trucking & Transportation Business Loans & Financing Solutions
Trucking and transportation businesses face unique challenges with fuel costs, maintenance, and cash flow management. Our trucking financing solutions provide the capital you need to keep your fleet running and growing. Get approved in as fast as 24 hours with funding as fast as the next business day.
- $3.5M Maximum Funding
- 6-36 mo Repayment Terms
- 24 hrs As Soon As Funding
- 550+ Credit Score
When to Use Trucking Business Financing
Maximize your financial potential with our advisors who bring real-world expertise to the table. We're committed to leveraging their extensive knowledge to guide you towards financial success and security.
Fuel & Operating Costs
Cover rising fuel costs and daily operating expenses while waiting for freight payments to arrive.
Repairs & Maintenance
Handle emergency repairs, routine maintenance, and DOT compliance updates to keep your fleet running.
Driver Payroll
Ensure timely driver payments and cover hiring costs even during invoice delays or slow seasons.
Fleet Expansion
Purchase or lease new trucks and trailers to grow your fleet and take on more contracts.
Compliance & Insurance
Stay current with DOT regulations, IFTA payments, and insurance premiums without financial strain.
Seasonal Gaps
Bridge revenue gaps during slow seasons or market downturns while maintaining operations.
Advantages of Trucking Business Financing
Discover why trucking & transportation business loans & financing solutions businesses choose SCG Funding for their financing needs. Our solutions are designed to keep your operations running smoothly with fast funding, flexible terms, and industry-specific support.
- Fast Access to Capital
- Get approved as fast as 24 hours and funded in as little as 1-3 business days, keeping your fleet moving.
- Flexible Fund Usage
- Use capital for any trucking need - from fuel and repairs to fleet expansion and compliance costs.
- No Collateral Required
- Qualify based on your business performance rather than risking personal or business assets.
- Renewable Funding
- Access additional capital as your trucking business grows, with options to renew funding before your term ends.
How much can I qualify for?
Understanding your numbers is the first step to unlocking the right funding. Use our simple calculator to estimate what you might qualify for—no commitment required.
Estimate Your Pre-Approval
Select your estimated credit rating:
*Results shown are for illustration purposes only. Applications are subject to approval. Qualification criteria, rates, and other funding terms will vary depending on other factors.
Basic Requirements
- $20,000+Minimum Monthly Revenue
- Demonstrate consistent cash flow with monthly revenue exceeding $20,000 to qualify for most business funding options.
- 1+ yearsTime in Business
- Established businesses with at least 1 year of operating history show stability to lenders.
- 600+Credit Score Considered
- While requirements vary by lender, a minimum credit score of 600 is typically needed, with better terms for higher scores.
“As a small business, acquiring funding at every stage is so important. Mike was very service oriented and professional. He provided options that made sense for our business & most of all he didn't tell us what we wanted to hear to get the close. He was upfront and honest about the entire process & the numbers.”
Ready to grow your trucking business?
SCG offers more than just capital—we provide trucking and transportation businesses with a strategic approach to funding that helps you manage fuel costs and grow your fleet. Our deep understanding of the transportation industry, combined with fast approvals and flexible terms, makes us the preferred choice for trucking companies nationwide. From fuel and maintenance to fleet expansion and compliance, we're here to support your success at every stage.