Retail & E-Commerce Business Loans

In today's competitive retail landscape, access to working capital is crucial. Whether you need to purchase inventory, manage seasonal fluctuations, or expand your business, our retail financing solutions provide the flexibility and speed you need. Get approved in as fast as 24 hours with funding as fast as the next business day.

Maximum Funding: $1M
Repayment Terms: 6-36 mo
As Soon As Funding: 24 hrs
Credit Score: 550+

When to Use Retail Business Financing

From managing inventory and seasonal demands to investing in growth opportunities, discover how retail financing can help your business thrive. Our industry experts understand the unique challenges retailers face and provide solutions tailored to your needs.

Inventory Management

Stock up on inventory before peak seasons and take advantage of bulk purchase discounts without straining your cash flow.

Seasonal Cash Flow

Bridge revenue gaps during slow periods while maintaining operations, payroll, and growth initiatives.

Marketing & Growth

Invest in marketing campaigns, expand your online presence, and drive more traffic to your store.

Staff & Operations

Cover seasonal hiring costs, training, and payroll needs before peak revenue periods arrive.

Technology Updates

Upgrade POS systems, improve eCommerce capabilities, and enhance the customer experience.

Store Improvements

Renovate your storefront, expand locations, or optimize your layout to boost sales.

Effortless Financing, Tailored for Your Business

We know that time is valuable, so we've streamlined our process to be quick, easy, and efficient. Our goal is to help you secure the funding you need without unnecessary steps or delays.

Step 1

Apply

Start with our quick, online application. It takes just minutes, with no complex paperwork required.

Step 2

Get Approved

Receive a tailored financing offer as soon as 24-48 hours, designed to meet your business needs.

Step 3

Get Funded

Accept your terms and funds are deposited quickly—allowing you to move forward without delay.

All you need to qualify

FICO Score: 550+
Most recent business bank statements: 4
In monthly deposits: $10k+
Months in business: 6+

Advantages of Retail Business Financing

Discover why retailers choose SCG Funding for their financing needs. Our solutions are designed to keep your business growing with fast funding, flexible terms, and industry-specific support.

Fast Approval Process: Get approved as fast as 24 hours and funded in as little as 1-3 business days, ensuring you never miss an opportunity.
Flexible Fund Usage: Use capital for any business need - from inventory and payroll to marketing and expansion.
No Collateral Required: Qualify based on your business performance rather than risking personal or business assets.
Renewable Funding: Access additional capital as your business grows, with options to renew funding before your term ends.

Why Choose SCG for Retail Financing?

SCG offers more than just capital—we provide retail businesses with a strategic approach to funding that helps you manage cash flow and seize opportunities. Our deep understanding of the retail industry, combined with fast approvals and flexible terms, makes us the preferred choice for retailers nationwide. From inventory and staffing to technology and growth, we're here to support your success at every stage.