Capital Solutions Built for Growing Companies

From $5M–$50M+ in annual revenue, we partner with established businesses to deliver sophisticated capital solutions that scale with your strategic objectives.

Lower Middle Market Capital Solutions

Partnering for the Next Stage of Growth

From asset-based credit lines to multi-million term loans, we deliver capital solutions designed to scale with your business.

Funded Growth Capital
$100M+
Facility Size Range
$500K–$50M+
Industries & Deal Structures
Expertise Across
Strategic Capital Partner
Your Growth

How We Work

At SCG Funding, we partner with lower middle market businesses to deliver the right capital at the right time. Whether you're funding an acquisition, unlocking working capital, or refinancing debt, our team structures solutions to match your growth strategy—not just your balance sheet.

Step 1
Strategic Assessment
Our capital advisors conduct a comprehensive analysis of your business, capital structure, and strategic objectives to identify optimal financing solutions.
Step 2
Structure & Terms
We work with our network of lenders to design a customized capital solution with optimal terms, pricing, and structure that aligns with your business objectives and existing capital structure.
Step 3
Execution & Funding
Our experienced team manages the entire process from due diligence to closing, ensuring efficient execution and timely funding to support your strategic initiatives.
Lower Middle Market Financing

Credit Facilities Designed for Established Operators

Sophisticated financing solutions designed for lower middle market businesses with complex capital needs and strategic growth objectives.

Asset-Based Lending

Flexible financing secured by business assets including accounts receivable, inventory, equipment, and real estate. Ideal for high-growth companies needing capital that grows alongside revenues.

  • Check size: $1M - $50M+
  • Starting at Prime +1
  • 4-6 weeks to close
  • Senior secured structure
  • No true personal guarantee

Junior Term Loans

Subordinated debt financing that sits between senior debt and equity. No collateral required with competitive rates and flexible terms for strategic growth initiatives.

  • Up to $500K based on profitability
  • Starting at 9.50% annually
  • 4-5 year terms
  • 2-3 weeks to close
  • No prepayment penalties

Bank Line of Credit

Revolving credit facility through established banking relationships. Provides flexible access to capital with competitive rates and terms for working capital needs.

  • Credit line: $500K - $10M
  • Prime +1-3% depending on profile
  • 1-3 years with renewals
  • Revolving draw period
  • Senior secured structure

A/R Line of Credit

Specialized asset-based lending using accounts receivable as collateral. Accelerates cash flow while preserving customer relationships and maintaining operational control.

  • 85-90% advance rate on A/R
  • Prime Rate or SOFR pricing
  • 2-3 year terms with renewal
  • 30-45 days to close
  • Half the cost of factoring
Schedule a Strategic Consultation

Is This a Fit for Your Business?

Our lower middle market solutions are designed for established businesses with sophisticated capital needs and strategic growth objectives.

$5M–$50M+
Annual Revenue
Established businesses with annual revenue between $5 million and $50 million or more, demonstrating consistent growth and market presence.
Established
Business Maturity
Companies with established operations, strong management teams, and proven business models with positive cash flow and growth trajectory.
Growth Focused
Strategic Objectives
Businesses pursuing growth initiatives, acquisitions, recapitalizations, or other strategic objectives requiring sophisticated capital solutions.

Business funding doesn’t have to be slow, rigid, or complicated.

Traditional lending can be frustrating: limited options, long waits, and endless back-and-forth. We take a different approach — one conversation opens the door to a network of lenders and financing partners, so you get the right funding faster.

Breadth of Access

We're not tied to one lender's box — we bring the whole marketplace to your fingertips.

Faster, Smarter Funding

Our relationships and process shorten timelines and surface better-fit options.

Alignment With Your Goals

We only bring forward funding that makes sense for your business long-term.

Ready to explore strategic capital solutions?

Schedule a call with our capital advisors to discuss how we can structure the right financing solution for your business growth objectives.

Frequently asked questions