Bank Line of Credit
Bank line of credit solutions provide businesses with flexible access to capital through established banking relationships. These revolving credit facilities offer competitive rates and terms, allowing businesses to draw on funds as needed and pay interest only on the amount used. Perfect for working capital needs, seasonal fluctuations, and strategic opportunities.
- CREDIT LINE
- $500,000 – $10 million
- RATE
- Prime +1-3%
- TERM
- 1-3 years with annual renewals
- DRAW PERIOD
- Revolving - draw and repay as needed
- SECURITY
- Typically secured by business assets
- USE OF PROCEEDS
- Working capital, seasonal needs, opportunities
When to Use Bank Financing
Maximize your financial potential with our advisors who bring real-world expertise to the table. We're committed to leveraging their extensive knowledge to guide you towards financial success and security.
Working Capital
Maintain consistent cash flow for day-to-day operations and growth initiatives.
Seasonal Fluctuations
Manage cash flow during seasonal peaks and valleys in your business cycle.
Strategic Opportunities
Quick access to capital for unexpected opportunities or investments.
Inventory Management
Finance inventory purchases and manage supplier relationships effectively.
Advantages of Bank Financing
Discover the benefits of bank line of credit and how it can transform your business.
- Flexible Access
- Draw on funds as needed and only pay interest on the amount used.
- Competitive Rates
- Attractive rates based on Prime with minimal spreads for qualified borrowers.
- Established Relationships
- Work with established banking partners with deep market expertise.
- Quick Availability
- Once established, funds are available immediately when you need them.
Ready for flexible access to capital?
At Sereno Capital Group, we partner with established banking institutions to provide you with flexible, cost-effective credit solutions. The bank line of credit programs we facilitate offer the reliability and competitive rates you expect from traditional banking, combined with the flexibility and service you need to grow your business. Whether you need working capital, want to manage seasonal fluctuations, or are looking to capitalize on strategic opportunities, we can connect you with the right solution.