Discover how alternative financing offers fast approvals, less paperwork, and funding based on what matters most—your business revenue, time in business, or credit.
Business financing up to
$1 Million
Decisions as soon as
24 hours
Customized Terms of
4-36 Months
Traditional bank loans can be slow, complicated, and difficult to qualify for. Alternative business financing offers a faster, easier way to secure capital—without the excessive paperwork and long approval times. Instead of a one-size-fits-all approach, alternative lenders evaluate your business based on more flexible approval factors.
Financing Type | Approval Speed | Paperwork | Approval Factors | Flexibility |
---|---|---|---|---|
Alternative Business Financing(Recommended) Funding as soon as 24-48 hours · Minimal documentation required · Revenue, time in business, credit | Funding as soon as 24-48 hours | Minimal documentation required | Revenue, time in business, credit | Multiple loan types available |
Traditional Bank Loans Weeks to months · Extensive paperwork · Strict credit and collateral | One-size-fits-all terms |
Lenders assess risk based on three key factors: time in business, credit score, and monthly revenue. The stronger your profile, the more fundable you become. By understanding how lenders evaluate your business, you can build credibility, increase approval odds, and secure better funding terms over time.
Established businesses with steady revenue and credit above 550+
Revenue-based financing is funding based on business deposits rather than credit scores. If your business generates $10K+ per month in revenue, lenders may approve funding based on cash flow alone.
Apply for Revenue-Based FundingBusiness owners with 650+ personal credit but low or no revenue
If your business doesn't yet generate consistent revenue, you can still access funding by leveraging strong personal credit (650+). This option is perfect for early-stage businesses or entrepreneurs launching a new venture.
Apply for Credit-Based FundingIf you're not sure what financing option is best for you, use this Funding Pathway. We are here to be your partner in funding and meet you where you are.
Perfect for those with strong personal credit but low or no revenue. Ideal for startups and new ventures.
Apply for Credit-Based Funding →For established businesses with consistent revenue and at least 6 months of operating history.
Apply for Revenue-Based Funding →Currently have low credit and revenue? Let's work on improving your profile to qualify for better funding options.
Schedule Credit Strategy Call →Get the funding you need with flexible terms and faster approvals than traditional banks.
We know that time is valuable, so we've streamlined our application to be quick, easy, and efficient. Our goal is to help you secure the funding you need without unnecessary steps or delays.
Start with our quick, online application. It takes just minutes, with no complex paperwork required.
Receive a tailored financing offer as soon as 24-48 hours, designed to meet your business needs.
Accept your terms and funds are deposited quickly—allowing you to move forward without delay.
We offer a variety of loan types to meet your unique business needs, with competitive rates and flexible terms.
We're here to help you get the funding you need to grow your business. Get started today with an easy online application.